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Whenever you use the Apple Card, you'll want to make use of Face ID or Contact ID in your phone to authorize the cardboard cost. Users will win 2% cash back on every purchase made with the digital wallet, or they will get 3% cash back for Apple products.

Keep this in mind when considering the card.

Apple Inc. on Monday launched "Apple Card", a credit card designed for the iPhone, to be used with the Apple Pay contactless payment system. For instance, Citi Double Cash is a basic, easy-to-use 2% cash back card. Out of the two, the business card came with a bonus offer wherein cardholders could trade in Apple Lisa or Macintosh XL for the new versions - Macintosh Plus and Hard Disk 20.

If you have a debit card on file, then that will continue to work just fine, and this is only going to impact those who were using a non-Apple credit card.

Even if the Apple Card is not the primary credit card for consumers, adoption of the card would still be a win for Apple because it will get people to use Apple Pay and Apple Wallet.

There will be more to the story, so be sure to stay tuned in for more details on the matter.

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Rather than the traditional points-based reward program, Apple Card will offer cash back rewards in the form of Daily Cash, which is applied straight to your Apple Card to spend or put toward your purchases. It's fairly straightforward and potentially enticing, depending on your spending habits.

Apple Card will simplify the application process and encourage customers to pay less interest.

What Apple seems to have forgotten is that growth in mobile payment services, like its own Apple Pay, has stagnated.

Apple is partnering with Goldman Sachs and Mastercard to provide the support of an issuing bank and global payments network. Look at some recent smartphone trends, like the much-despised display notch or the dual-camera craze. The feature is similar to Amazon's of the same name: through Apple Channels, users can subscribe to individual services like HBO Now, CBS All Access, Starz, and Showtime (unfortunately, Netflix will not be included, as of now) and watch shows on those services without having to exit Apple TV.

While not a major dealbreaker, it's a drawback if you tend to share accounts with a spouse or other family members.

The Apple Card will see a USA launch this summer, according to an interview with Goldman Sachs International CEO Richard Gnodde, in an interview with CNBC. That's it. All the identifying information on your card is kept private and secure from merchants, but also from Apple.

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